Faculty Profile - University

Educational Qualification

Degree Name	Institute	Year of passing/awarded
Ph.D	University of Kalyani	2013
MBA (Finance)	IISWBM (University of Calcutta)	2004
M.Com	University of Kalyani	2002
B.Com (Hons.)	Goenka College of Commerce and Business Administration, University of Calcutta	2000
ISC	Assembly of God Church, Kolkata	1997
ICSE	Don Bosco School, Bandel	1995

Title of the Ph. D. Thesis

Title of the Ph. D. Thesis
A STUDY ON PERFORMANCE OF PUBLIC AND PRIVATE SECTOR LIFE INSURANCE COMPANIES IN INDIA

Career Profile / Teaching Experience

Description of Experience
Professor with effect from 16th June, 2022
Associate Professor in Commerce with effect from 16th June, 2019
Assistant Professor in Commerce from June 16, 2005 to June 15, 2019 and Guest Teacher in the Dept. of Business Administration, Vidyasagar University since inception of the course

Specialization/Research Area

Type (Specialization / Research Area / Areas of Interest)	Detailed Description
Research Area/ Areas of Interest	Banking and Insurance, Social issues in Finance, Corporate Finance
Field of Specialization	Financial Services and other allied areas
Field of Specialization	Security analysis and Portfolio Mmanagement

Course/ Subject Taught

Course Name
Organisational Theory
International Financial Management
Corporate Direct Taxation
Security Analysis and Portfolio Management
Strategic Management
Strategic Financial Management

Publications in Journal / Magazines / Newspaper

Title	Publication Type	Published in	Published on	Publisher's Name	Role	Details
Evaluating Components Associated with Teacher Engagement: An Analysis of Private Higher Education Institutions in West Bengal	National	New Horizons, 21, 47-64	Jan, 2024	Mehr Chand Mahajan DAV College for Women, Chandigarh	Co-Author	Impact Factor: 0.00000 Indexing: Others Article's Web Link:
Unveiling the Relationship between Capital Structure and Firm Performance	National	Parikalpana: KIIT Journal of Management, 20(2), 123-134	Jan, 2024	Director, School of Management, KIIT Bhubaneswar, India	Co-Author	Impact Factor: 0.00000 Indexing: UGC CARE, Others Article's Web Link:
Exploring Trend in Flow of Industrial Loans in India	National	Aweshkar Research Journal, 31(2), 77-89	Jan, 2024	Welingkar Institute of Management	Co-Author	Impact Factor: 0.00000 Indexing: Others Article's Web Link:
Board Diversity and Firm Performance: A Quantile Regression Approach.	National	SKBU Business Review, 4(1), 90-106	Jan, 2024	Department of Commerce, Sidho-Kanho-Birsha University	Co-Author	Impact Factor: 0.00000 Indexing: Others Article's Web Link:
Customer Trust as a Mediator between Customer Satisfaction and Loyalty: Evidence from Electronic Banking Services in India	National	Prerana: Journal of Management Thought and Practice, 17(2), September, 1-15	Jan, 2024	PSGR Krishnammal College for Women	Co-Author	Impact Factor: 0.00000 Indexing: Others Article's Web Link:
An Investigation into the Relationship between Financial Inclusion and Economic Development of Indian States.	National	Anusandhan Journal of Business and Management Research, 6(2), 1-12	Jan, 2024	New Delhi Institute of Management	Co-Author	Impact Factor: 0.00000 Indexing: Others Article's Web Link:
Investigating The Impact Of Non-Performing Assets On Efficiency Of Public Sector Banks In India	National	Review of Professional Management: A Journal of Management, 20(1), 2022 [SAGE]	Jul, 2022	NDIM, New Delhi	First Author	Impact Factor: 0.00000 Indexing: SCOPUS, UGC CARE Article's Web Link:
Intention Of Post Graduate Students Towards The Online Education System: Application Of Extended Technology Acceptance Model	International	JARHE - Journal of Applied Research in Higher Education(Accepted for publication)- ahead of print doi.10.1108/JARHE-06-2021-0233	Jun, 2022	Emerald	First Author	Impact Factor: 0.00000 Indexing: SCOPUS, UGC CARE Article's Web Link:
Intention Of Students Towards Tech-Oriented Teaching Learning Method: A Study Of Undergraduate And Postgraduate Level	International	The Online Journal of Distance Education and e-Learning, 10(2), April, 2022	Apr, 2022	The Online Journal of Distance Education and e-Learning	First Author	Impact Factor: 0.00000 Indexing: UGC CARE Article's Web Link:
The Impact of Lagged R&D Expenses on Firm Performance: Empirical Evidence from the BSE Healthcare Index	National	Colombo Business Journal, 11(2), 114-141	Dec, 2021	Faculty of Management and Finance, University of Colombo	First Author	Impact Factor: 0.00000 Indexing: UGC CARE Article's Web Link:
Exploring the Factors that Determine Flow of Agricultural Credit to Indian States	National	Ramanujan International Journal of Business and Research, 5, 123-137	Dec, 2021	Ramanujan College, University of Delhi	First Author	Impact Factor: 0.00000 Indexing: UGC CARE Article's Web Link:
Capital Structure Decision and Firm Performance: Evidence from FMCG Companies in India	National	SIT Journal of Management,11(1), June, 1-13	Dec, 2021	Siliguri Institute of Technology	First Author	Impact Factor: 0.00000 Indexing: Others Article's Web Link:
Exploring The Relationship Between Attitude And Purchase Intention Towards Organic Food-Does ‘Willingness To Pay’ Mediate The Effect?	National	IITM Journal of Management and IT, 12(2), July-December, 48-58	Dec, 2021	Institute of Information Technology and Management	Co-Author	Impact Factor: 0.00000 Indexing: Others Article's Web Link:
Attitude Of Consumers Towards Organic Food – Do Demographic Characteristics Matter?	International	Prerana, 14(1), March, 51-59, 2021 (Indian Citation Index)	Mar, 2021	GRG School of Management Studies, Coimbatore	Co-Author	Impact Factor: 0.00000 Indexing: Others Article's Web Link:
Students’ Willingness To Use Online Education System: An Exploratory Study Using TAM	National	Prerana, 13(2), September, 2021	Mar, 2021	GRG School of Management Studies, Coimbatore	Co-Author	Impact Factor: 0.00000 Indexing: Others Article's Web Link:
Can India go cashless? Assessing the role of Public and Private Sector Banks in mobile banking in India	National	The Journal of Indian Management & Strategy, 26(1), Jan.-March, 4-11, 2021	Mar, 2021	Jagannath International Management School	First Author	Impact Factor: 0.00000 Indexing: UGC CARE Article's Web Link:
Quantamental Investing: An Emerging Dimension in Portfolio Management and scope of CMAs	National	The Management Accountant, 56(3), 86-90, March	Mar, 2021	The Institute of Cost Accountants of India	Co-Author	Impact Factor: 0.00000 Indexing: UGC CARE, Others Article's Web Link:
Effect of dividend policy on firm value: An analysis of selected industries in India	National	Vidushi, 11(2), 15-29	Feb, 2021	Ghanshyam Binani Academy of Management Sciences, Mirzapur	Co-Author	Impact Factor: 0.00000 Indexing: Others Article's Web Link:
Role of Primary Agricultural Credit Societies towards upliftment of Scheduled Caste and Scheduled Tribe	National	Parikalpana, 16 (I&II), December, 126-137	Dec, 2020	KIIT, Bhubaneshwar	Co-Author	Impact Factor: 0.00000 Indexing: Others Article's Web Link:
Factors Affecting The Usage Of Banking Services: A Religion-Based Study In Malda District Of West Bengal	National	aWEshkar, XXVII(II), September, 27-42	Sep, 2020	Prin. L. N. Welingkar Institute of Management Development & Research, Mumbai	Co-Author	Impact Factor: 0.00000 Indexing: Others Article's Web Link:
Challenge To Housing Finance Companies In India: An Efficiency Perspective	National	Vimarsh: An Endeavour to Share Knowledge 11(1), June 2020	Jun, 2020	Vimarsh: An Endeavour to Share Knowledge	Co-Author	Impact Factor: 0.00000 Indexing: SCOPUS Article's Web Link:
Mobile Banking: Is It Revolutionalising Banking In India?	National	Anvesak, 50(1), Jan.-June, 2020	Jun, 2020	Sardar Patel Institute of Economic & Social Research, Ahmedabad	First Author	Impact Factor: 0.00000 Indexing: UGC CARE Article's Web Link:
Determinants of Financial Literacy and Use of Financial Services: An Empirical Study amongst the Unorganized Sector Workers in Indian Scenario	National	Iranian Journal of Management Studies, 12 (4), Autumn, 657-675, 2019 (Scopus, Web of Science)	Jun, 2020	University of Tehran	Co-Author	Impact Factor: 0.00000 Indexing: SCOPUS Article's Web Link:
Dividend policy: Evidence of Clientele effect in India	National	ASBM Journal of Management, XIII(2), 47-64, July-December, 2020	Mar, 2020	ASBM University, Bhubaneshwar	Co-Author	Impact Factor: 0.00000 Indexing: Others Article's Web Link:
Impact of dividend policy on firm value with special reference to financial crisis	National	SIT Journal of Management,10(2), 158-175	Mar, 2020	Siliguri Institute of Technology	Co-Author	Impact Factor: 0.00000 Indexing: Others Article's Web Link:
Challenge To Housing Finance Companies In India: An Efficiency Perspective	National	Vimarsh, 11(1), Jan - June (accepted for publication)	Jan, 2020	School of Business ManagementIFTM University		Impact Factor: Indexing: Article's Web Link:
The Role Of Primary Agricultural Credit Societies Towards Upliftment Of The Scheduled Castes And Scheduled Tribes	National	Parikalpana, Vol.16 (I&II), December (Accepted for publication)	Jan, 2020	KIIT School of Management		Impact Factor: Indexing: Article's Web Link:
Present Trend And Future Of E-Learning In Indian Education System (accepted for publication)	National	Revolutionising Education in India	Jan, 2020	SSMT, Bangalore		Impact Factor: Indexing: Article's Web Link:
Effect Of Dividend Policy On Firm Value: An Analysis Of Selected Industries In India	International	GBAMS-Vidushi (accepted for publication)	Jan, 2020	Ghanshyam Binani Academy of Management Sciences		Impact Factor: Indexing: Article's Web Link:
The impact of Covid-19 on the hospitality sector in India	National	Business strategy in the Post-Covid 19 Pandemic Scenario, Gope, A. & Deb, S. (eds.)	Jan, 2020	Academic Publishers		Impact Factor: Indexing: Article's Web Link:
Is High Financial Leverage Desirable? Viewing It From Its Effect On Performance Of Fmcg Companies In India	National	Business Management Practices – Emerging Trends (accepted for publication), Vani, G. (Ed.)	Jan, 2020	Archers and Elevators		Impact Factor: Indexing: Article's Web Link:
Assessing The Financial Performance Of Primary Agricultural Credit Societies In West Bengal: A Decadal Study	National	Business Management Practices – Emerging Trends, Vani,G. (Ed.) (accepted for publication)	Jan, 2020	Archers and Elevators		Impact Factor: Indexing: Article's Web Link:
Sustainability of District Cooperative Banks In West Bengal: Productivity Growth Perspective	National	Emerging Dimensions of Indian Economy, Sinha, G.K. (Ed.) - accepted for publication (ISBN: 978-93-87229-64-8)	Jan, 2020	ABS Books, New Delhi		Impact Factor: Indexing: Article's Web Link:
Covid-19 and MSMEs: Problems and Solution	International	Edited book (accepted for publication)	Jan, 2020	Amity University and Lincoln College, Malaysia		Impact Factor: Indexing: Article's Web Link:
The Impact of Lagged R&D Expenses on Firm Performance: Empirical Evidence from The BSE Healthcare Index	International	Colombo Business Journal (accepted for publication)	Jan, 2020	University of Colombo		Impact Factor: Indexing: Article's Web Link:
Can India Go Cashless? Assessing The Role Of Public And Private Sector Banks In Mobile Banking In India	National	JIMS 8M (accepted for publication)	Jan, 2020	Indianjournals		Impact Factor: Indexing: Article's Web Link:
Artificial Intelligence In Indian Education System (accepted for publication)	National	Revolutionising Education in India	Jan, 2020	SSMT, Bangalore		Impact Factor: Indexing: Article's Web Link:
Mobile Banking: Is It Revolutionalising Banking In India?	National	Anvesak, Jan.-June (accepted for publication)	Jan, 2020	Sardar Patel Institute of Economic & Social Research		Impact Factor: Indexing: Article's Web Link:
How does financial literacy influence financial inclusion? A study of the unorganised sector in Purba Medinipur District of West Bengal	National	The Indian Journal of Commerce, 72(1), Jan-March, 85-99	Jan, 2019	Indian Commerce Association		Impact Factor: Indexing: Article's Web Link:
Performance Assessment Of Primary Agricultural Credit Societies In West Bengal: An Efficiency Approach.	International	Asian Journal of Multidimensional Research, 8(2), February, 353-361	Jan, 2019	TRANS Asian Research Journals		Impact Factor: Indexing: Article's Web Link:
An Indepth Insight Into Non-Performing Assets In Banking Sector In India	National	The Indian Management Researcher. 5(1), 34-48, January-June	Jan, 2019	Gitam, Hyderabad Business School		Impact Factor: Indexing: Article's Web Link:
Productivity Growth Assessment Of Primary Agricultural Credit Societies In West Bengal	International	Asian Journal of Multidimensional Research, 8(6), June	Jan, 2019	TRANS Asian Research Journals		Impact Factor: Indexing: Article's Web Link:
Determinants of Financial Literacy and Use of Financial Services: An Empirical Study amongst the Unorganized Sector Workers in Indian Scenario	International	Iranian Journal of Management Studies	Jan, 2019	College of Farabi, University of Tehran		Impact Factor: Indexing: Article's Web Link:
Region-Based Analysis Of Agricultural Credit By Scheduled Commercial Banks In India: A Critical Review	National	Uttaranchal Business Review, December, 75-88	Jan, 2018	Uttaranchal Institute of Management (UIM), Uttaranchal University.		Impact Factor: Indexing: Article's Web Link:
An Enquiry into the Impact of Financial Crisis on Investment Pattern of Life Insurance Corporation of India	National	Anusandhan, VII(XIV), September, 125-135	Jan, 2018	Rabindranath Tagore University		Impact Factor: Indexing: Article's Web Link:
A Critical Study On Priority Sector Lending By Scheduled Commercial Banks In India	International	Asian Journal of Research in Banking and Finance, Vol. 8, No. 2, February, 2018, 1-12	Jan, 2018	Asian Journal of Research in Banking and Finance		Impact Factor: Indexing: Article's Web Link:
Determination of factors affecting profitability: a study of life insurance industry in India	National	8M: The Journal of Indian Management & Strategy, 23(4), October-December	Jan, 2018	Jagannath International Management School		Impact Factor: Indexing: Article's Web Link:
Performance evaluation of Private Life Insurance Industry in India	International	International Journal of Asian School of Business Management, XI(1), 2018, January-June, 40-51	Jan, 2018	Asian School of Business Management		Impact Factor: Indexing: Article's Web Link:
Are Infrastructural Factors Important For Attracting Industrial Credit? A Study Of Indian States	National	SCMS Journal of Indian Management, XV(1), January-March, 59-67	Jan, 2018	School of Communication and Management Studies (Cochin, India)		Impact Factor: Indexing: Article's Web Link:
A study on disbursement of personal loans by scheduled commercial banks in India: an empirical analysis	International	Review of Professional Management, 16(2), July-December, 71-78	Jan, 2018	New Delhi Institute of Management		Impact Factor: Indexing: Article's Web Link:
Efficiency Of Private Banks In India – A Critical Inquiry	National	Abhigyan, XXXVI(3), October-December, 31-40	Jan, 2018	FORE School of Management, New Delhi		Impact Factor: Indexing: Article's Web Link:
A Study into Financial Literacy of Purba Medinipur District in the state of West Bengal (India): Determinants and its impact on Access to Financial Services	International	International Research Journal of Management and Commerce, 4(8), August, 329-346	Jan, 2017	International Research Journal of Management and Commerce		Impact Factor: Indexing: Article's Web Link:
Financial Literacy and Access to Financial Services in the Unorganised Sector in West Bengal: A study of Paschim Medinipur district	National	Research Bulletin, 43(II), July, 44-58	Jan, 2017	The Institute of Cost Accountants of India		Impact Factor: Indexing: Article's Web Link:
Strategy for Growth vis-à-vis management of capital structure: Contrasting cases of Real Estate Sector and Software Industry in India	National	The Management Accountant. October, 92-98	Jan, 2017	The Institute of Cost Accountants of India		Impact Factor: Indexing: Article's Web Link:
An Enquiry into the Effect Of Capital Structure On Firm Value - A Study Of Power Sector Companies In India	International	Parikalpana, Vol.13(II), July-December, 2017	Jan, 2017	KIIT, Bhubaneshwar, Odisha		Impact Factor: Indexing: Article's Web Link:
Is there a ‘Technological Gap’ between the Public and Private sector banks in India? A Metafrontier Approach	International	Singapore Management Journal, 6(2), 27-42	Jan, 2017	East Asia Institute of Management, Singapore		Impact Factor: Indexing: Article's Web Link:
Improving Health Care Services In India: Public–Private Partnership Is The Way Out.	International	Adhyayan: A Journal of Management Sciences, 7(2), December, 2017, 68-76	Jan, 2017	School of Management Science, Lucknow		Impact Factor: Indexing: Article's Web Link:
Financial Literacy in the Unorganised Sector in Purba Medinipur district of West Bengal	National	Parikalpana, 13(1), Jan.-June, 101-115	Jan, 2017	KIIT, Bhubaneshwar, Odisha		Impact Factor: Indexing: Article's Web Link:
Non-performing assets in Indian Banking and the role of Asset Reconstruction Companies	National	ICTACT Journal of Management Studies, 2(1), 1-6	Jan, 2016	ICTACT, Tamil Nadu		Impact Factor: Indexing: Article's Web Link:
A Critical analysis of Financial Inclusiveness through Commercial Banks in India: A Look Back	National	TSME Journal of Management, 6(2), 53-62	Jan, 2016	The Society for Management Education, Kurukshetra University, Haryana, India		Impact Factor: Indexing: Article's Web Link:
An Analysis into the movement of foreign flows of funds into India	National	IPSAR Management Review, June-December	Jan, 2016	IPSAR, Cuttack		Impact Factor: Indexing: Article's Web Link:
The Road-map of Productivity and Productivity Changes of Indian Non-life Insurance Companies: A Study Using Bootstrapped Malmquist Model	International	Sanchayan, 3(2), January-June, 77-86	Jan, 2016	Prestige Institute of Management, Indore		Impact Factor: Indexing: Article's Web Link:
A Study into the Efficiency of Indian Banking Sector and its Determinants	International	Abhigyan, 32(1), April-June, 13-23	Jan, 2015	FORE Management of School		Impact Factor: Indexing: Article's Web Link:
An analysis of efficiency of General Insurance Industry in India	International	Malaysian Management Journal, 19, 51-64	Jan, 2015	Universiti Utara Malaysia, Malaysia		Impact Factor: Indexing: Article's Web Link:
Productivity Growth assessment of Public and Private Sector General Insurance Companies in India through the Malmquist Index Approach	International	International Journal of Applied Management Sciences and Engineering, 3(2), 50-61	Jan, 2015	IGI-Global, USA		Impact Factor: Indexing: Article's Web Link:
Reflections of Economic Value Added and the Accounting Earnings towards the Firm Market Value: An Indian Evidence (jointly with Dr A Sinha)	National	Edited Book- "Changing Finance and Economic Perspectives" Ed. by- Dr. V S Adigal & Dr. M C Mehta, ISBN: 978-93-81212-79-0, pp. 373-384	Jan, 2014	Bharti Publications, New Delhi		Impact Factor: Indexing: Article's Web Link:
Impact of Global Financial Crisis on the Efficiency of Indian Banking Sector: An Assessment	National	IIMS Journal of Management Science, ISSN: 0976-030X, January-June Issue, pp. 67-80	Jan, 2014	IIM, Shillong		Impact Factor: Indexing: Article's Web Link:
A Non-Parametric Approach to Assess the Performance of Public Sector Banks Considering Undesirable Outputs (Jointly with Dr. A Sinha)	National	Edited Book- "Changing Finance and Economic Perspectives" Ed. by- Dr. V S Adigal & Dr. M C Mehta, ISBN: 978-93-81212-79-0, pp. 409-417	Jan, 2014	Bharti Publications, New Delhi		Impact Factor: Indexing: Article's Web Link:
Are the Private Sector Banks in India more Efficient than the Public Sector Banks? (jointly with Dr. A Sinha)	National	GITAM Journal of Management, April-June	Jan, 2014	GITAM Institute of Management, GITAM University, Visakhapattnam		Impact Factor: Indexing: Article's Web Link:
Efficiency Analysis of Private Life Insurers in India: An Application of Data Envelopment Analysis	International	Pacific Business Review, 5(9), 37-48	Jan, 2013	Pacific Institute of Management		Impact Factor: Indexing: Article's Web Link:
Emerging Trends in Distribution in the Life Insurance Sector in India: A Study of a few leading players	National	Indian Journal of Marketing, 43(7), 53-61	Jan, 2013	Associated Management Consultants (P) Ltd.		Impact Factor: Indexing: Article's Web Link:
Growth of the Life Insurance Industry after sectoral deregulation: An Analysis (jointly with Prof. Sunil Kumar Gandhi)	National	Contemporary Research in Emerging Insurance Market, Edited by: A.Vinayagamoorthy and C.Sankar (ISBN: 978-81-89972-79-0)	Jan, 2013	Manglam Publishers and Distributors, Delhi		Impact Factor: Indexing: Article's Web Link:
Relationship between Financial Soundness and Efficiency:A Study of the Indian Life Insurance Industry	National	Indian Journal of Research, Vol. 3 No. 1	Jan, 2013	Research Development Research Foundation, Jaipur		Impact Factor: Indexing: Article's Web Link:
Bimakshetrer Uudarikaran Ebang Bima Shilper Upar Tar Prabhab	National	Dashadishi, Vol.2, Issue 1, pp. 355-364, April-September (ISSN 2320-3153)	Jan, 2013	Sharmila Mukhopadhyay		Impact Factor: Indexing: Article's Web Link:
Financial Soundness in Indian Life Insurance: A Comparison between two leading private players	National	Indian Journal of Finance, 7(4), 22-30	Jan, 2013	Associated Management Consultants (P) Ltd.		Impact Factor: Indexing: Article's Web Link:
Managerial Challenges For Life Insurers In The Post-Crisis Period: Based On A Survey In Midnapore	National	The Economic Meltdown: Challenges For The New Age Managers	Jan, 2011	Edited By Bandana Nayak, Jyotirmaya Mahapatra And Surjya Kumar Misra Excel India		Impact Factor: Indexing: Article's Web Link:
Financial Exclusion In India: A Critical Assessment	National	Global Financial System In The Post-Crisis Era: Challenges And Opportunities	Jan, 2011	Edited By Dr. S. Gurusamy and Dr. M. Ranganatham, Vijay Nicole Imprints Private Limited		Impact Factor: Indexing: Article's Web Link:
Life Insurance Sector In India: The Challenges Ahead	National	Journal Of Banking, Information Technology and Management Volume 8, No.1, January – June	Jan, 2011	Research Development Association		Impact Factor: Indexing: Article's Web Link:
A Critical Analysis Of Bancassurance In India	National	AIM EXPLORE, Vol.8, No.1, Jan-June	Jan, 2011	AIM		Impact Factor: Indexing: Article's Web Link:
A Study On Corporate Reporting Practices In India (jointly with Prof. Tagar Lal Khan)	National	Kindler, Vol. IX, No. 2, July-December	Jan, 2009	Army Institute of Management		Impact Factor: Indexing: Article's Web Link:
Balanced Scorecard: A Strategic Management Tool	National	Vidyasagar University Journal Of Commerce, Vol.11, March,71-81	Jan, 2006	Vidyasagar University		Impact Factor: Indexing: Article's Web Link:

Book Published

Title of the Book	Published by	Published on	Role	Details
Sustainability, Innovation and Financial Inclusion: Shaping India's Future	Allied Publishers	Nov, 2025	Co-Editor	Indexing: Others Article's Web Link:
Performance of Financial Institutions in India. Allied Publishers	Allied Publishers	Jan, 2024	Co-Editor	Indexing: Others Article's Web Link:
Aatmanirbhar Bharat and Post Covid Challenges in Economy	Mittal Publications	Jan, 2024	Co-Editor	Indexing: Others Article's Web Link:
Lending trends of Scheduled Commercial Banks in India	Sunrise Publications	Jan, 2020	Co-author	Indexing: Article's Web Link:
A study on non-life insurers in India during the deregulated period	Lambert Academic Publishing	Jan, 2016	Sole author	Indexing: Article's Web Link:
Financial Performance Analysis of Life Insurers in India (ISBN 978-3-639-71237-7)	Scholars Press, Germany	Jan, 2014	Co-authored with Prof. Sunil Kumar Gandhi	Indexing: Article's Web Link:
Financial Inclusion and Microfinance in Developing Economies	SPS Publishers, Kolkata	Jan, 2012	One of the Editors	Indexing: Article's Web Link:

Book Chapter Published

Title of Chapter	Title of the Book	Published by	Published on	Role	Details
An Inquiry into Flow of Non-Food Credit in India	Employment, Empowerment and Sustainability: Pathways to Viksit Bharat	Allied Publishers	Nov, 2025	Co-Author	Indexing: Others Article's Web Link:
Impact of ESG Attributes on the Corporate Risk Proposition: A Review of Extant Literature.	Trends in Financial Sector in India	Allied Publishers	Jan, 2024	Co-Author	Indexing: Others Article's Web Link:
Impact of ESG Attributes on the Corporate Risk Proposition: A Review of Extant Literature.	Performance Assessment of Selected Public Sector and Private Sector Banks of India: A Comparative Analysis.	Allied Publishers	Jan, 2024	Co-Author	Indexing: Others Article's Web Link:

Ph. D. Thesis Guidence

Scholar Name	Thesis Title	Name of the Co Supervisor	Status	Date
Amalesh	Performance Assessment Of Housing Finance In India: A Study Of Major Players		Ongoing	Dec, 2028
Agnishwar Mukherjee	Indian Textile Industry: A Study into Financial Distress and its Prediction		Ongoing	Dec, 2028
Sudipto Chakraborty	Impact of ESG Discourses by Indian Companies on Firm Risk and Performance		Ongoing	Dec, 2027
Tanbir Islam	Performance Assessment Of The Indian Banking Sector: An Operational Perspective	Prof. Tagar Lal Khan	Ongoing	Dec, 2025
Samadrita Ghosh	Factors Affecting Job Satisfaction and its Impact on Educators' Performance: A Study on Higher Educational Institutions of West Bengal		Ongoing	Dec, 2025
Dipankar Jana	Impact of Board Diversity on Firm Performance and Risk-Taking Behaviour: A Study of Indian Corporates		Ongoing	Jul, 2025
Tarun Kumar Ray	The Impact Of Competition On Performance Of Selected Service Sector Industries Of India		Awarded	Jan, 2022
Sourav Hansda	Dividend Policy and its Impact on the Firm Value: Evidence from India	Prof. Kalpataru Bandopadhyay	Awarded	Jan, 2021
Md. Wakil Ahmed	A Study on the Financial Inclusion in West Bengal with Special Reference to the Muslim Community in Malda District	Prof. Tagar Lal Khan	Awarded	Jan, 2021
Sisir Ghorai	A Study On Attitude And Perception Of Consumers Towards Green Marketing With Special Reference To Organic Food		Awarded	Jan, 2021
Amitabha Bhattacharyya	Performance analysis of Primary Agricultural Credit Societies of Selected Districts In West Bengal		Awarded	Jan, 2020
Dipak Kundu	Trends Of Lending Of Scheduled Commercial Banks In India With Special Reference To Priority Sector Lending		Awarded	Jan, 2019
Debabrata Jana	Financial Literacy and Access to Financial Services in the unorganized sector in West Bengal: A study of Purba Medinipur and Paschim Medinipur districts	Prof. Arindam Gupta	Awarded	Jan, 2018

Research Project

Worked as	Funding Agency	Amount in Rs.	Duration	Period	Status
Project Co-Director	ICSSR	1200000	6 months	2023-2024	Complete
Principal Investigator	ICSSR, New Delhi	200000	6 months	2021-2021	Complete
Principal Investigator	UGC	132815	2 years	2013-2015	Complete

Invited Lectures

Title	Organized By	Venue	Date
Jan Dhan Yojana, Pension and Health Insurance Schemes	Department of Field Publicity, Government of India	Kolkata	Jan, 2017
Social Security Schemes	Department of Field Publicity, Government of India	Manikpara	Jan, 2017
Financial Inclusion and Insurance	Department Of Commerce, Ghatal R.S.Mahavidyalaya and IAA, Midnapore	Ghatal	Jan, 2016
Financial Inclusion in India: A Critical Analysis	Department of Commerce, Mugberia College along with IAA, Midnapore Branch	Mugberia College	Jan, 2015
A Study on Performance of Public and Private Sector Life Insurance Companies in India	Indian Accounting Association, Midnapore Branch	Kolkata Regional Centre, IGNOU	Jan, 2014
The Route towards choosing Management as A Career	Industrial Training Programme organised by Pingla Thana Mahavidyalaya and UG Board of Studies in Commerce, Vidyasagar University	Pingla Thana Mahavidyalaya	Jan, 2013
Project Report Writing	Industrial Training Programme organised by Mahishadal Raj College and UG Board of Studies in Commerce, Vidyasagar University	Mahishadal Raj College	Jan, 2013
POLICY TRENDS IN THE INDIAN LIFE INSURANCE SECTOR: AN ANALYSIS OF THE ROLE OF IRDA	National University of Study and Research in Law, Ranchi	Ranchi	Jan, 2013
All is not well for the Life Insurance Sector in India	Pingla Thana Mahavidyalaya, Paschim Medinipur in collaboration with Chandrakona Vidyasagar Mahavidyalaya	Pingla College campus	Jan, 2012
Management as a Career	Career Counselling Cell, Raja N.L.Khan College, Midnapur	College campus	Jan, 2012

Membership of Learned Society

Title/Name of the Society
Lifetime Member of IAA, Midnapore Branch

Association with Professional Bodies

Type of Professional Activity	Period
Lifetime Member of IAA, Midnapore Branch, West Bengal	2013 to 2013

Conference /Seminar/Workshop Attended

Title of the Seminar/Conference/Workshop	Date	Role	Held at and Organiser
Transforming Business, Economy and Society through Innovation and Sustainable Practices	Nov, 2025	Track Chair	Xavier Business School, St. Xavier's University, University of Sussex and Singapore Management University
Strategic Management in Hospital Administration: Trends and Innovations	Aug, 2025	Resource Person	Midnapore City College
Transforming the Future: Commerce and Management Trends in Post-Pandemic Era	Jun, 2025	Chairman, Plenary Session	K.D.College of Commerce and General Studies
Special Lecture Programme on "Innovations in the field of Global Business Management"	Jun, 2025	Speaker	Dept. of Business Administration, Kazi Nazrul University
Viksit Bharat@2047: Trends in Business and Economy	Mar, 2025	Paper Presenter on "Evaluation of Banking Fragility of Public and Private Sector Banks of India"	Vidyasagar University
Viksit Bharat@2047: Trends in Business and Economy	Mar, 2025	Paper Presenter on "An Inquiry into Flow of Non-Food Credit in India in Recent Times"	Vidyasagar University
Special Lecture Programme on "Innovations in the field of Global Business Management".	Feb, 2025	Speaker	Dept. of Business Administration, Kazi Nazrul University
Approaches to SDGs Through Sustainable Innovations: Transforming India to Viksit Bharat	Jan, 2025	Paper Presenter on "Working Capital And Firm Performance: Study Of Selected Capital - Intensive Industries In India"	Aliah University
International Business Diplomacy, Global Trade, and Economic Development in Developing Countries	Jan, 2025	Paper Presenter on "Is Balanced Development A Distant Dream In India? A Study Based On Infrastructural Progress Across Indian States"	IMI Bhubaneshwar
International Business Diplomacy, Global Trade, and Economic Development in Developing Countries	Jan, 2025	Paper Presenter on "Impact Of Competition, Macroeconomic Variables And US Trade Policy On The Information Technology Industry Of India"	IMI, Bhubaneshwar
Dynamic Landscape of Entrepreneurship in India	Jan, 2025	Speaker	Egra Sarada Shashi Bhusan College
Workshop on “The Roadmap to Sustainable Development through Strategic Management”	Dec, 2024	Speaker	Haldia Institute of Management
Trends in Financial Sector in India and Abroad	Dec, 2024	Paper Presenter on "Exploring Trend In Flow of Industrial Loans in India"	Vidyasagar University
Exploring Global Research Trends in Commerce and Management	Jun, 2024	Paper Presenter on "Analyzing Elements Related to Employee Engagement: A Study on Private Higher Education Institutions of West Bengal"	The Bhawanipur Education Society College, South Kolkata
Digital Transformation and Sustainable Development: Achievements, Opportunities and Challenges for Emerging Economies	Jan, 2024	Paper Presenter on "Testing the Non-Linearity between Capital Structure and Firm Performance: An Evidence from BSE 100 Companies"	Kazi Najrul University, Asansol
Atmanirbhar Bharat and Post-Covid Challenges in Business and Economy	Mar, 2023	Paper Presenter on "Capital Structure, Promoters’ Holding, And Firm Performance: Study On Large-Cap Companies In India"	Vidyasagar University
Contemporary Issues in Business Education	Nov, 2022	Paper Presenter ON "Study on Entrepreneurial Tendency Among Students of Higher Education"	St. Xavier’s College (Autonomous), Kolkata
Online FDP on Rural Entrepreneurship (Nov. 23-27, 2020)	Jan, 2020	Participant	Mahatma Gandhi University
Online FDP on Design Thinking (Oct. 26-30, 2020)	Jan, 2020	Participant	Kirori Mal College, University of Ddelhi
Online FDP on Risk Management for Micro, Small and Medium Enterprises - (Sept. 21-26, 2020)	Jan, 2020	Participant	SSN School of Management
International Conference on Reforms in Financial Institutions and Markets	Jan, 2020	Jt Org Secretary	Department of Commerce, Vidyasagar University
Workshop on Research Methodology	Jan, 2020	Jt Org Secretary	Department of Commerce, Vidyasagar University
Does Presence of Women on the Board affect firm performance? A Study of BSE 30 Companies	Jan, 2019	Paper-presenter	Department of Commerce, Vidyasagar University
A Critical analysis of Non-Performing assets in the Indian banking sector	Jan, 2019	Paper-presenter	International School of Business & Media, Kolkata & Indian Economic Association
Performance assessment of Primary Agricultural Credit Societies in West Bengal: An Efficiency Approach	Jan, 2019	Paper-presenter	Department of Commerce, Vidyasagar University
Performance assessment of Primary Agricultural Credit Societies in West Bengal: An Efficiency Approach	Jan, 2019	Paper-presenter	Department of Commerce, Vidyasagar University
Does Presence of Women on the Board affect firm performance? A Study of BSE 30 Companies	Jan, 2019	Paper-presenter	Department of Commerce, Vidyasagar University
Workshop on Research Methodology	Jan, 2018	Participant	Bhawanipur Education Society and University of Calcutta
Emerging Issues in Accounting, Finance and Management	Jan, 2018	Paper-presenter: A Study Of The Relationship Between Financial Inclusion And Economic Development: A Study Of Indian States	Kazi Nazrul University
Emerging Issues in Accounting, Finance and Management	Jan, 2018	Paper-presenter: Disbursement Of Agricultural Credit Flow By Indian Scheduled Commercial Banks: A Critical Analysis	Kazi Nazrul University
Addressing the problems of Inter-state and Inter-district disparity in India	Jan, 2018	Paper-presenter: Are Infrastructural Gaps Responsible For Imbalance In Industrial Credit Flow To States?	Asian Development Research Institute, Patna
ICSSR Sponsored International Conference on Research and Innovation in Finance	Jan, 2018	Paper-presenter: An examination of Priority Sector Lending by Scheduled Commercial Banks in India	Department of Commerce with F.M, V.U
ICSSR Sponsored International Conference on Research and Innovation in Finance	Jan, 2018	Paper-presenter: An Investigation into the Investment Pattern of Life Insurance Corporation of India	Department of Commerce with F.M, V.U
Are Infrastructural Gaps Responsible For Imbalances in Industrial Credit Flow to States?	Jan, 2018	Paper-presenter	Asian Development Research Institute, Patna
A study of the relationship between Financial Inclusion and Economic Development: A study of Indian states	Jan, 2018	Paper-presenter	Kazi Nazrul University
Agricultural credit disbursement by Scheduled Commercial Banks in India: A Critical analysis	Jan, 2018	Paper-presenter	Kazi Nazrul University
Intl. of Emerging Issues in Accounting and Finance	Jan, 2017	Paper-presenter: Financial literacy and access to financial services in the unorganized sector in west Bengal: A study of Purba Medinipur district	Department of Commerce with F.M, V.U and the Institute of Cost Accountants
International Conference, 2017	Jan, 2017	Paper-presenter: Strategizing growth: Management of capital structure in real estate and software industry	Department of Business Administration
International Symposium on Frontiers of Infrastructure Finance	Jan, 2017	Paper-presenter: A Critical Analysis Of Industrial Credit In India: Focus On Growth And Inequality	VGSOM, IIT Kharagpur
Financial Services in India	Jan, 2016	Paper-presenter PPP in Health Insurance	The Department of Commerce, Dr. K.B.College, Howrah
Intl. conf. on Financial Sector Reforms in Developing Economies February 20-21	Jan, 2016	Paper-presenter: Assessment of Financial Stability of Indian Private and Public Commercial Banks and the Impact of Recent Financial Crisis	Department of Commerce with F.M, V.U
Business Paradigms in Emerging Markets	Jan, 2016	Paper-presenter: Effect of Mergers and Acquisitions on the Efficiency of Indian Banks	School of Management, National Institute of Technology, Rourkela, Odisha.
Business Paradigms in Emerging Markets	Jan, 2016	Paper-setter: Analysing Productivity Changes of Indian General Insurers using the Bootstrapped Malmquist Approach	School of Management, National Institute of Technology, Rourkela, Odisha
Insurance, Bank and Other Financial Service Sector Reforms in India	Jan, 2016	Paper-presenter: Analysis Of Efficiency Of General Insurers In India: The Application Of Super-Efficiency Concept	The Department of Commerce,Tamralipta Mahavidyalaya jointly with Indian Accounting Association
International Seminar on "Advancement of Management Thoughts and Practices"	Jan, 2016	Paper-presenter: Health insurance in India	Vidyasagar University, Department of Business Administration in collaboration with EIILM, Kolkata and Bengal Chamber of Commerce and Industry
Financial Inclusion and Inclusive Growth	Jan, 2016	Paper-presenter: A study into the status and progress of Financial Inclusion in India	Department of Commerce with F.M., Vidyasagar University
Redefining Business Vision: Issues and Challenges	Jan, 2016	Paper-presenter: Financial Inclusion through Mobile Banking: How much merit does it carry?	Department of Commerce and Business Administration, St. Xavier’s College, Kolkata and Department of Commerce, University of Calcutta
Dynamic Evolution of Management Paradigm	Jan, 2016	Paper-presenter: An observation into the performance of Primary Agricultural Credit Societies in India over a decade	Department of Business Administration, Vidyasagar University
Financial Inclusion and Inclusive Growth	Jan, 2016	Paper-presenter: A study on inequalities in employment and social security for marginalized people of India	Department of Commerce with F.M., Vidyasagar University
Management Convention on Global Business: Creating, Perfoming and Sustaining	Jan, 2016	Paper-presenter: An investigation into the Cost Efficiency of Commercial Banks in the Post-Financial crisis period	ASBM, Bhubaneswar
Emerging Issues in Accounting and Finance	Jan, 2016	Paper-presenter: Non¬-performing Assets in the Indian Banking Industry and the role of Asset Reconstruction Companies: A Critical Analysis	Department of Commerce, University of Kalyani jointly with ICAI
Application of Statistical Tools in Research and Data Analysis	Jan, 2016	Paper-presenter: A survey of Financial Literacy in the Unorganised Sector in Purba Medinipur District of West Bengal: Application of Multistage sampling and small sample Fisher’s Exact Test	Department of Commerce, Deshbandhu College for Girls and IAA, Midnapore Branch
Financial Inclusion: Challenges and Prospects	Jan, 2016	Paper-presenter: Financial Inclusion in the Unorganised Sector in West Bengal: A Study into Purba Medinipur District	Department of Commerce, Malda College and ICAI, India
Financial Inclusion: Challenges and Prospects	Jan, 2016	Paper-presenter: Financial Inclusion in the Unorganised Sector in West Bengal: A Study into Purba Medinipur District	Department of Commerce, Malda College and ICAI, India
Emerging Issues in Financial Markets	Jan, 2016	Paper-presenter: A study into the Competition trend among the private commercial banks in India	Department of Commerce, Shri Shikshayatan College and Department of Commerce, University of Calcutta
Contemporary Issues in Financial Institutions and Markets	Jan, 2014	Paper presenter	Vidyasagar University Campus, organised by Department of Commerce with F.M, V.U
Workshop for Revision of Syllabus for Honours and Pass Course of Vidyasagar University	Jan, 2014	Participant	Vidyasagar University organised by Department of Commerce with F.M, V.U
Contemporary Issues in Research in Business Studies	Jan, 2014	Paper presenter	IAA, Midnapore Branch at Kolkata Regional Centre, IGNOU
International Seminar on "Advancement of Management Thoughts and Practices"	Jan, 2014	Paper presenter	Vidyasagar University, Department of Business Administration in collaboration with EIILM, Kolkata and Bengal Chamber of Commerce and Industry
Contemporary Issues in Financial Institutions and Markets	Jan, 2014	Paper presenter	Vidyasagar University Campus, organised by Department of Commerce with F.M, V.U
IXth International Conference on Finance and Business Management	Jan, 2014	Paper presenter: A NON-PARAMETRIC APPROACH TO ASSESS THE PERFORMANCE OF PUBLIC SECTOR BANKS CONSIDERING UNDESIRABLE OUTPUTS (Jointly with Prof. T.L.Khan)	Department of Commerce and Business Management, Ranchi University Jharkhand in association with STMP, New Delhi
IX International Conference on Finance and Business Management	Jan, 2014	Paper presenter: REFLECTIONS OF ECONOMIC VALUE ADDED AND THE ACCOUNTING EARNINGS TOWARDS THE FIRMS VALUE: AN INDIAN EVIDENCE (jointly with Prof. T.L.Khan)	Department of Commerce and Business Management, Ranchi University Jharkhand in association with STMP, New Delhi
Empirical Studies in Corporate Finance	Jan, 2013	Paper-Presenter	Department of Commerce with Farm Management, Vidyasagar University
Global Contemporary Issues, Innovations & Future Challenges in Business, IT & Management	Jan, 2013	Paper-Presenter	RDA and RDRF, Jaipur
Global Contemporary Issues, Innovations & Future Challenges in Business, IT & Management	Jan, 2013	Paper-Presenter	RDA and RDRF, Jaipur
International Conference on Managing Change in Business & Economy	Jan, 2013	Paper Presenter	Faculty of Management Studies, Pacific Academy of Higher Education & Research University
National Conference on Global Challenges and Opportunities in the Post Recession Era: A Managerial Perspective	Jan, 2013	Paper Presenter	Faculty of Commerce, BHU, Varanasi
National Conference on Global Challenges and Opportunities in the Post Recession Era: A Managerial Perspective	Jan, 2013	Paper Presenter	Faculty of Commerce, BHU, Varanasi
NME-ICT: SERVICES AND ITS IMPLEMENTATION	Jan, 2013	PARTICIPANT	VIDYASAGAR UNIVERSITY. ORGANISED BY COMPUTER CENTRE, VIDYASAGAR UNIVERSITY
Insurance: Challenges and Prospects in the Context of Social Security	Jan, 2012	Speaker	Pingla Thana Mahavidyalaya, Paschim Medinipur, West Bengal
Opportunities in Higher Education and Career for General Graduates and Post Graduate students	Jan, 2012	Speaker	Career Counselling Cell, Raja N.L.Khan Womens College
Service Sector in India - Its Dimensions and Emerging Issues	Jan, 2012	Paper-Presenter	School of Management and Social Science, HIT, Haldia and IAA, Midnapore Branch
Workshop on Research Methodology	Jan, 2012	Participant	Department of Commerce with Farm Management, Vidyasagar University and IAA, Midnapore Branch
Inclusive Growth: Emerging Scenario in India (jointly)	Jan, 2012	Paper-Presenter	Department of Commerce, Hooghly Mohsin College
Direct Tax Code: A Revolution in the way of Tax Reforms	Jan, 2012	Paper-Presenter	Department of Commerce, Kharagpur College and WBCUTA, Paschim Medinipur District Committee
Workshop on Research Methodology	Jan, 2011	Participant	Department Of Commerce With Farm Management, Vidyasagar University and IAA, Midnapur Branch
Direct and Indirect Tax Reforms in India	Jan, 2011	Participant	K.D.College of Commerce and IAA, Midnapur Branch
Insurance Industry In India: Agenda For Future	Jan, 2011	Paper-Presenter	Faculty of Commerce, BHU and Varanasi Insurance Institute, Varanasi
Insurance Industry In India: Agenda For Future	Jan, 2011	Paper-Presenter	Faculty of Commerce, BHU and Varanasi Insurance Institute, Varanasi
RDRF & RDA, Jaipur in Collaboration with Rajasthan Chamber of Commerce & Industry, Jaipur	Jan, 2011	Paper-Presenter	Emerging Global Trends & Future Challenges In Economic Development , Accounting & Finance, Information & Communication Technology, Business & Management
Management Practices And Research	Jan, 2011	Paper-Presenter	Apeejay School Of Management, New Delhi
FDP on Data Envelopment Analysis	Jan, 2011	Participant	School of Management and Sciences, WBUT and Govt. College of Engineering and Leather Technology, Kolkata
Reforms in Higher Education: Meeting the Challenges	Jan, 2010	Participant	University District Committee, WBCUTA and VUTA
Research Methodologies in Management and Social Sciences	Jan, 2010	Participant	IIT Kharagpur, Kolkata Campus
Economic Meltdown: Challenges For The New Age Managers	Jan, 2010	Paper-Presenter	Institute of Business & Computer Studies, Bhubaneshwar
Global Financial System In The Post-Crisis Era: Challenges And Opportunities	Jan, 2010	Paper-Presenter	Department of Commerce, University of Madras
Indian Financial System and the Global Scenario	Jan, 2010	Paper-Presenter	Department of Commerce With Farm Management, Vidyasagar University
Quality Assurance in Reaccredited Institution	Jan, 2010	Participant	IQAC, Vidyasagar University
Achieving Excellence In Business Organizations: Issues And Challenges	Jan, 2009	Paper-Presenter	Centre for Management Studies, The University Of Burdwan
UNDER UGC-ASIHSS PROGRAMME	Jan, 2009	Paper-Presenter	Department of Commerce, University of Calcutta
Banking and Insurance In 21st Century	Jan, 2009	Paper-Presenter	Faculty Of Commerce, BHU
Ethics In Accounting	Jan, 2008	Paper-Presenter	IAA, Midnapore Branch & Alphia Institute Of Business Management in association with Ramkrishna Mission Institute Of Culture
Trends in Indian Banking	Jan, 2008	Organiser	Department of Commerce with Farm Management, Vidyasagar University
Emerging Trends in Cost And Financial Management	Jan, 2007	Paper-Presenter	Department of Commerce with Farm Management, Vidyasagar University and EIRC Of The ICWAI
The Revised UG Syllabi of Commerce (Hons. and Gen.) for 3-Tier Examination Pattern	Jan, 2006	Participant	K.D.College of Commerce and General Studies
Corporate Performance Measurement And Management	Jan, 2006	Paper-Presenter	Department Of Commerce With Farm Management, Vidyasagar University

Conference /Seminar/Workshop Organised

Title of the Seminar/Conference/Workshop	Date	Role in the Event	Funding Agency
Viksit Bharat@2047: Trends in Business and Economy	Mar, 2025	Joint Organising Secretary	None
Trends in Financial Sector in India and Abroad	Jan, 2024	Joint Organising Secretary	None
Intl. Conference on Emerging Issues in Accounting and Finance and Research Methodology Workshop	Jan, 2017	Joint Organizing Secretary	UGC and Institute of Cost Accountants of India

Awards

Award Name	Awarded by	Date
Research and Publication Award 2024	Vidyasagar University	Oct, 2025
Arabinda Banerjee Silver Medal (for MBA Examination)	IISWBM	Jan, 2004
First in First Class (in M.Com Examination) Certificate	University of Kalyani	Jan, 2002

Dr. Abhijit Sinha